So what are some of the
things you should look at? First could be the insurance company’s financial
strength. Since you are considering life insurance you want to make sure the
insurance company is going to be around when you need them. One way to check a
company’s financial strength is by checking out either Weiss Ratings or AM Best
web sites.
Customer service is an
important factor in making your choice. You want to be able to do business with
them in a professional and timely fashion. The above rating agencies will also
give you the customer service ratings on insurance companies along with any
record of customer complaints.
Does the insurance
company you are considering belong to an association that promotes ethical
insurance marketing and sales. This could give you added protection from
underhanded company’s.
Taking this extra time
to investigate the insurance company’s you may be considering will take more of
your time but could pay off in the long run. You are expecting a lifelong relationship
with them and you want the best service you can afford.